Hope.money Roadmap: Paving the Way for Next Gen Money

Hope.money ⚡️
5 min readAug 23, 2023

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Since early ancient times, money has taken many forms through the ages, but it consistently has three functions: store of value, unit of account, and medium of exchange. Hope.money, as its name suggests, is on a mission to make $HOPE a true money adopted across borders. Since its inception in March 2023, Hope.money has achieved several significant milestones towards its goal to become the “Next Gen Money”.

Hope.money is building a vibrant ecosystem around $HOPE, a distributed stablecoin, fully backed by decentralized, crypto-native assets such as BTC and ETH.

In the short term, Hope.money is developing $HOPE into a high-liquidity bridge between DeFi, TradFi, and CeFi applications, making it easy-to-borrow and universally accepted as collateral. In the long term, $HOPE will become a universally accessible payment vehicle, ensuring everyone can enjoy frictionless and transparent financial services.

With the successful launches of HopeSwap and HopeLend, the two pillars supporting the entire ecosystem — the exchange rate and interest rate markets for $HOPE, are established. Hope.money is ready to create a flourishing ecosystem of protocols and products. Step by step, HOPE Ecosystem will connect the dots between DeFi, CeFi, and TradFi, and introduce a seamless user experience with $HOPE, powered by the governance token $LT.

Now let’s delve into how Hope.money will build this Citadel.

The Citadel Building: A Three-Phase Roadmap

The Citadel Roadmap

Phase 1: Foundation

Q1 2023 to Q1 2024: Foundation Building on Ethereum

Laying the groundwork is crucial. This phase ensures that the necessary infrastructure for future growth is in place. Think of it as laying the foundation of a citadel, providing a robust base for future endeavors, and establishing a reputation of trust and integrity.

Key infrastructures to be built include:

  • $HOPE: Hope.money’s native money, fully-backed and powered by the best decentralized, crypto-native assets such as BTC and ETH.
  • $LT: The governance token, granting holders ownership, governing rights, and exclusive rewards within the HOPE Ecosystem, as well as long-term upside participation of the ecosystem and the broader crypto scene.
  • HopeSwap v1: The native decentralized exchange (DEX) establishing $HOPE as the medium of exchange.
  • HopeLend v1: The native decentralized lending platform establishing $HOPE as the store of value.
  • HopeCard Beta: The card solution offering seamless real-life spending with on-and-off chain rewards.
  • LSDs as collateral: Incorporating ETH LSDs into the $HOPE Reserve Pool to enhance yield opportunities and capital efficiency for the community.
  • HopeConnect v1: The on-chain custody, clearing, and settlement solution, the bridge between DeFi, CeFi, and TradFi. There will initially be two main applications:

1. HopeCard Integration: A step-up from HopeCard Beta, establishing $HOPE as the unit of account for on-and-off ramping and real-life transactions.

2. Nebula: Decentralised prime brokerage between DeFi and CeFi, with $HOPE as the unit of account.

  • DAO Governance: All LT and veLT holders can raise proposals and vote for governance decisions.
  • On-chain Mint/Burn: Complete decentralization of the mint/burn of $HOPE, making it available to all users.

By building the above key infrastructure on Ethereum, we ensure Hope.money has the strongest suite of protocols and tools for long-term growth and expansion.

Phase 1 Roadmap

Phase 2: Fortification

Q2 2024 to Q2 2025: Multi-chain Infrastructure Development

This phase is all about infrastructure-driven growth. With the rollout of foundational components in Phase 1, Hope.money is poised for a rapid expansion of use cases for $HOPE and ushering in a new wave of users, across different blockchains and DeFi ecosystems.

Major milestones in this phase include:

  • Fortress Balance Sheet: Establish a safe (fully backed by BTC and ETH), and flexible (highly adaptable to changing environments), yet powerful (Protocol Owned Liquidity Initiative) balance sheet system.
  • Multi-chain Deployment: Deploy HOPE Ecosystem protocols across different blockchains for greater scalability and cost efficiency so that users from other ecosystems can easily join the journey of Hope.money.
  • Ecosystem Outreach: Integrating $HOPE with the broader DeFi ecosystem across different blockchains, attracting new users, investors, and builders to further fortify the HOPE Ecosystem.
  • HopeConnect V2: Create an array of applications built on top of HopeConnect, enabling $HOPE in a wide range of CeFi and TradFi use cases, further establishing $HOPE as the unit of account.
  • HopeSwap V2, HopeLend V2: Iterations of existing protocols to stay up-to-date with the industry’s advancements and innovations, strengthen our moat, and improve user experience.

In this phase, Hope.money focuses on outreach to other bluechip DeFi protocols and integrating $HOPE, $stHOPE, and $LT as trusted and integral collateral assets within the DeFi space, while earning soft power via its fortress treasury and cross-chain collaboration.

Phase 3: Renaissance

2025 to 2026: HopeChain

All roads lead to $HOPE. With a vibrant multi-chain ecosystem and community in place, we will focus on consolidating all aspects of the HOPE Ecosystem into HopeChain, the community’s Citadel.

  • HopeChain: The blockchain made for $HOPE, by Hope.money, powered by $LT. HopeChain will allow greater freedom over the economic structure tailored to $HOPE’s native ecosystem, incorporating a full set of tools and middleware necessary for the mass adoption of the $HOPE Super App, including payment, DID, SocialFi, and so on.
  • Super App: Endgame of single-platform access to finance, payment, and social networks powered by $HOPE. The Super App will seamlessly integrate DeFi (E.g., HopeSwap, HopeLend), CeFi, and TradFi (E.g., HopeCard, and Nebula built with HopeConnect), supplementing them with other critical infrastructure such as DAO, DID, and SocialFi.

The final phase of Hope.money focuses on the Super App development on top of the all-in-one HopeChain, making $HOPE the de facto money bridging DeFi, CeFi, and TradFi.

In Conclusion

Hope.money is not just about creating a stablecoin. It’s about redefining money for generations to come. With a clear roadmap and a vision to bridge the decentralized, centralized and traditional financial worlds, Hope.money is determined to make $HOPE a universally recognized and adopted form of money.

Join us on this journey, as we build, innovate, and redefine the Next Gen Money.

About Hope.money

Twitter/X: https://twitter.com/Hope_money_

Telegram: https://t.me/hopemoneyofficial

Discord: https://discord.com/invite/hopemoneyofficial

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